Discover how to invest in life settlements with this easy 6-step guide. Learn how to use cash or retirement funds to secure a fixed return and diversify your portfolio.

Step 1: Firstly, investor uses cash or retirement funds to buy life settlements. Then, they sign the documents to complete the process.

Step 2a (Non-qualified): The investor sends the funds to a dedicated bank account for the investment. Afterward, the funds are ready for use.

Step 2b (Qualified): The investor sends funds to a retirement account keeper. Next, the keeper transfers the funds to the dedicated account.

Step 3: Next, a portion of the funds is moved to a “reserves” account. This account helps maintain the policies.

Step 4: The investor then receives the offering documents. These documents show their share of the life settlement portfolio.

Step 5: Once a policy matures, the insurance company deposits the claim into the account.

Step 6: Finally, the investor receives their share of the proceeds.